WELCOME TO MORTGAGE SPOTTER, DUBAI

Get the right mortgage

We search the whole market of over
20 lenders to ensure you get the best
mortgage that suits your needs.

Save money

Avoid hidden fees and save on upfront costs … We help you save hundreds of thousands of dirhams over the duration of the mortgage.

Guidance throughout the journey

The mortgage process can be daunting and confusing. We manage the journey entirely and ensure your application is approved on time so you can enjoy your new home sooner.

Your trusted advisor

We act on your behalf and protect your interests throughout the home buying journey. Our team of experts will help you navigate contract terms.

Ongoing support

Building long-term relationships with our clients is key. Once your mortgage is complete we stay in touch; helping to renegotiate your mortgage after the fixed term and support on future home purchases.

How it works?

a. You may also elect to get pre-approved for a loan which requires verification of your income, credit score, assets and liabilities.

 

a. LTV and Debt-to-Income Ratios Credit Score Source of down payment

  • Look for properties within your range.
  • Be in a better position when negotiating with the seller (seller knows your Mortgage application is already pre-approved).
  • Close your loan quicker

a. LTV or Loan-To-Value ratio is the maximum amount of exposure that a lender is willing to accept in financing your purchase. Another consideration in approving the maximum amount of loan for a particular borrower is the ratio of monthly debt payments (such as auto and personal loans etc) to income. Rule of thumb states that your monthly payments should not exceed 50% of your gross monthly income.

a. Lenders expect borrowers to come up with sufficient cash for the down payment and other fees payable by the borrower at the time of funding the loan.

 

Ready to buy a home?

Using our extensive knowledge of the UAE mortgage market and property transaction process – we’ll take the hassle out of your buying journey.

Ready to buy a home?

Using our extensive knowledge of the UAE mortgage market and property transaction process – we’ll take the hassle out of your buying journey.

Our partners include some of the largest financial institutions in the UAE.

Need more help?

Our team of brokers can help with all of your home loan and commercial finance needs.

Not ready to buy yet?

Stay on top of ever-changing interest rates to
get the best deal on your mortgage

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